Q Ford Finance

Financial solutions to meet your individual needs

Choosing the right vehicle and finding the right financial package has been made easier with myFord FINANCE. As you would expect, we have a flexible range of financial products, tailored to make your life easier. Whether you’re a private purchaser or you’re choosing one of our models for business, we have a wide range of flexible finance and lease products. After all, the right car needs the right financial package to complement your lifestyle.

Personal Financial Options

Ford Consumer Loan

The Ford Consumer Loan is designed to allow you to keep it simple and choose your repayment period and make regular monthly instalments, with a fixed interest rate. You can repay the Ford Consumer Loan in full by equal payments over your chosen loan period OR you can defer part of the cost of your Ford to the end of the Ford Consumer Loan with a larger final payment – this enables you to lower your regular monthly instalments.

You can also make additional payments throughout the lifetime of the loan that will lower the amount of interest you pay and shorten the term of the loan. In addition, you can choose to fully repay your Ford Consumer Loan early and own the vehicle sooner.

If you choose to have a larger final payment, then when it falls due you have three options:

  • Buy a New Ford: trade in your existing vehicle and use its value to pay the final payment and enter into a new Ford Consumer Loan.
  • Keep your Ford: pay the final payment or refinance the final payment for up to 3 more years.
  • Sell your Ford: pay the final payment and sell your vehicle.

Ford Consumer Loan benefits:

  • Suitable for non-business customers
  • Choose from a range of deposits
  • Choose your repayment period
  • Add flexibility by tailoring your final instalment
  • Regular fixed monthly instalments
  • Fixed interest rate
  • At the end of the Ford Consumer Loan, you have 3 options

Business Financial Options

For business customers MyFord FINANCE has developed a range of finance and lease products to lower the cost of funding by potentially providing tax efficiencies, and are responsive and adaptable.

Ford Commercial Plan

This product is a Commercial Hire Purchase which offers business users advantages that assist with cash-flow. The business user can tailor Ford Commercial Plan by selecting the contract term (up to 5 years), include a deposit, and nominate a larger final instalment to lower the regular monthly instalments to suit your budget. If the vehicle is used for income generating purposes, the interest charges and depreciation on the vehicle may be tax deductible.

Ford Chattel Mortgage

This is a Ford Chattel Mortgage, which potentially offers certain business customers tax efficiency advantages that assist with cash-flow. If you are a customer that is registered for Goods and Services Tax (GST) you may be entitled to input tax credits (ITC) with respect to your acquisition of the vehicle.

The vehicle is owned by you and you can tailor your payments by selecting the term (up to 5 years) and incorporating a larger final payment.

Other flexible arrangements to match your cash flow can be arranged, such as seasonal payments and/or any GST refund being paid into the loan to reduce your regular monthly repayments and interest charges. Interest rates are fixed for the life of the loan. If the vehicle is used for income generating purposes, the interest charges and depreciation on the vehicle may be tax deductible.

Finance Lease

This finance lease product allows the business customer to utilise a vehicle without tying up capital. The lease can be tailored with rentals in advance or arrears, flexible terms up to 5 years and a residual value that is set to reflect the vehicle's usage and Australian Taxation Office (ATO) guidelines. GST is included in each rental and the residual value. If your business is registered for GST, you may be able to claim an ITC for this GST. Where the vehicle is used solely for business purposes, a tax deduction for the full rental may be available.

Ford Novated Lease

This product enables employees to salary-package their vehicles. The employee selects their Ford and, in conjunction with their employer, signs a novated lease agreement for an agreed term (up to 5 years) with monthly rentals and a final residual payment which is based on the minimum according to ATO guidelines. The monthly lease rentals, net of GST, may be taken from the employee’s pay reducing taxable income. The employer pays the full monthly rental including GST to myFord FINANCE and may be able to claim the GST as an ITC.

IMPORTANT NOTICE: MyFord FINANCE is a registered business name of Macquarie Leasing Pty Ltd (Australian Credit Licence 394925) ("Macquarie Leasing") and is used under licence. Terms, fees and conditions apply. All applications and payment profiles are subject to the satisfaction of Macquarie Leasing's approval criteria. No part of this document is to be construed as an offer capable of acceptance or as a solicitation to obtain a financial product. The information is not an expression of opinion or recommendation and does not constitute financial, accounting, taxation, general or personal advice and should not be relied on as such. The recipient should make its own assessment of any product or service referred to in this document and seek appropriate advice. Macquarie Leasing is not an authorised deposit taking institution for the purposes of the Banking Act (Commonwealth of Australia) 1959, and the obligations of Macquarie Leasing do not represent deposits or other liabilities of Macquarie Bank Limited. Macquarie Bank Limited does not guarantee or otherwise provide assurance in respect of any of the obligations of Macquarie Leasing.

myFord Insurances Overview

Now that you've chosen your new Ford, one of the most important things to do is protect yourself on the road. Underwritten by Allianz, one of Australia's largest general insurers, you can feel secure in the knowledge that myFord insurances policies have you covered.

So, whether it's Comprehensive or Third Party Property Damage Motor Insurance, Loan Protection or Motor Equity cover, myFord offers the right insurance products to suit your needs.

To review the myFord Insurances range in detail, please select the individual product links below.

myFord Motor Insurance

With myFord Motor Insurance you can protect yourself and your vehicle with an extensive combination of standard features and policy options.

Comprehensive Cover provides cover for accidental loss or damage to your vehicle up to an agreed or market value, as well as covering your legal liability for loss or damage to other people's property caused by a motor vehicle accident which is your fault.

Third Party Property Damage Cover only provides cover for your legal liability for loss or damage to other people’s property caused by a motor vehicle accident which is your fault.

For more information please refer to the myFord Motor Insurance Product Disclosure Statement and Policy Document. Click here to download.

myFord Motor Equity Insurance

Designed to pay your financier the difference between your comprehensive motor insurance total loss pay out and the outstanding balance on your loan contract, myFord Motor Equity Insurance will also cover the relevant excess, delivery charges, CTP, registration, stamp duty and/or hire costs for a replacement vehicle.

For more information please refer to the myFord Motor Equity Product Disclosure Statement and Policy Document. Click here to download.

myFord Loan Protection Insurance

As a myFord customer, you can have peace of mind knowing that your vehicle loan monthly repayments will be paid should you unfortunately be unable to work, due to either disability or involuntary unemployment. In the event of death the outstanding balance of the loan will be paid.

Ensuring that your monthly repayments will be taken care of by myFord Loan Protection insurance will also protect your credit rating, and ensures that your vehicle loan is covered should something unexpected happen to you.

For more information please refer to the myFord Loan Protection Insurance Product Disclosure Statement and Policy Document. Click here to download.

myFord Business Loan Protection

Designed for owners holding an ABN, myFord Business Loan Protection Insurance safeguards your vehicle's finance in the event of death, trauma, disablement or involuntary unemployment. If at least 50% of your loan will be applied toward business or investment purposes, the coverage will pay part of your loan should you be unable to work due to disability, become involuntarily unemployed, die or suffer a trauma.

For more information please refer to the myFord Business Loan Protection Insurance Product Disclosure Statement and Policy Document. Click here to download.

Allianz Disclaimer Statement: myFord Extended New Vehicle Warranty and myFord Factory Approved Warranty products are offered and administered by the Ford Motor Company of Australia Limited ABN 30 004 116 223 ('Ford Australia'). myFord Vehicle Warranty products are offered by the participating myFord Authorised Dealer and administered by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). myFord insurance products are issued by Allianz. Loan Protection Insurance is jointly underwritten by Allianz and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296599 (Allianz Life). Allianz Life is the issuer of the death and trauma cover and Allianz is the issuer of the disability and involuntary unemployment cover.

Participating Ford Dealers act as agents of Allianz and as referrers for Allianz Life. They do not act as your agent.

Before making a decision about this insurance please refer to the relevant Product Disclosure Statement available from participating Ford Dealers.

Ford Roadside Assistance is provided by Assist Australia Pty Ltd ACN 072 530 217.

The information contained in this website is of a general nature and does not replace the warranty or insurance terms and conditions. You should refer to the warranty booklet or Product Disclosure Statement for specific details of cover, terms and conditions.

To get a no obligation competitive finance and insurance quote please contact us on (07) 3208 7000 or email using the form below:

Contact Details

Finance + Insurance Product Type

Optional Purchase Information

Enquiry / Comments

Privacy: Your contact details are being collected by Q Ford to enable us to record the details of the vehicle you are interested in and to consider the purchase of your trade-in vehicle. We may disclose your personal information to third parties to check whether and how, your vehicle is encumbered. From time to time, Q Ford would like to contact you and to let you know about our products and services, including special offers. If you do not want us to do so, please let us know by contacting us. You can let us know at any time if you no longer wish to be contacted for these purposes. Your consent will remain current until you advise us otherwise. If you do not provide us with your personal information, we may not be able to consider any offer made by you. If you would like to access the information we hold about you or more information on our privacy policy, please contact us at http://qford.com.au/.

Q Ford - Sales

3344 Pacific Highway,
Springwood QLD 4127

PH: (07) 3208 7000

  • Mon - Fri: 8:00 AM - 5:30 PM
  • Sat: 8:00 AM - 4:00 PM
  • Sun: Closed
View Map & Directions